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A little-known company called MIB Group, Inc keeps records on people who have applied for life, health, disability or long term care insurance. You can request a copy of your file to assure that it is accurate before applying for a new policy.
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Get your state insurance commissioner involved. The National Association of Insurance Commissioners website has links to every state insurance commission.
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That’s why you will eventually want to turn to an insurance agent or broker for help. You can find one at TrustedChoice.org, the website of the Independent Insurance Agents and Brokers of America.
Click here

Another source of agents is the National Association of Health Underwriters.
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The Foundation for Health Coverage Education can help you figure out what kinds of health insurance are available to you.
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Alliance for Affordable Services. This organization serves small businesses and offers healthcare plans.
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If you are over age 50, you can purchase health insurance through the American Association of Retired Persons.
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Some states let you form your own group. Check with your state insurance commissioner to see if this is possible in your state.
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National Association for the Self Employed: This loose federation of folks has a health plan through one insurance company.
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National Association of Female Executives: Yet another association with insurance benefits.
Click here

Small Business Service Bureau: This small business trade group has health plans.
Click here


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